Faulty Workmanship C

Faulty Workmanship Causes Water Damage When buying a new home it is necessary to purchase flood insurance policy. This is the best way to protect your home in case of flood that would result to water damage. Some insurance company denies a claim for water damage especially if it is reported due to flood. If you could not find insurance company that covers flood insurance policy you can insure your home in National Flood Insurance Program. Before reporting the water damage claim, check if the policy covers water damage. Usually, water damage is not included in the basic homeowner’s policies. However, in the comprehensive form of the homeowner’s policy there is water damage insurance policy. Make sure to speak with the claims representative using the correct terminology. Report that it is a water damage claim so that it will be granted. Otherwise, if you will use the term flood your claim will be denied. Determine the Cause Before reporting your claim you should first determine the cause of the damage. There are many reasons why water damage happens. It might be caused by faulty workmanship of a plumber. Incorrect connection of water line can cause water damage. Water damage can also break the ceiling and at the same time make the carpet wet. In this sense, it is necessary to investigate where the leak comes from. Tracing the leak is the best way to prevent further water damage. When installing water lines make sure that there is no leak. You can contact Water Damage R Us if you need help. In case of faulty water line connection you could not request for a claim from insurance company. Moreover, water damage caused by faulty workmanship is not covered by the insurance policy. That is why before moving to the new house makes sure to review if the insurance policy covers water damage that is caused by faulty workmanship. Usually, the homeowner’s insurance policy does not cover flood water damage repair. In this sense, if your home is in the area that is risky with flood damage then you should consider buying flood insurance. Water Damage Assistance On the other hand, if the homeowner is granted with federal disaster assistance it is important to purchase flood insurance. Otherwise, if the water damage occurs again due to flood the assistance would be denied. To ensure that you can request for claim during flood water damage you should buy flood insurance policy. You can have it in affordable rates for about $300 per year for area that is high-risk for flood. On the other hand, if you are living in a lesser risk flood area you can purchase the insurance policy for only $100 per year. Although you have flood insurance policy, it is necessary to prevent water damage. Keep in mind that prevention can save big amount of money for the restoration. Water Damage R Us can help you in water damage restoration. Likewise, the value of the home would decrease if water damage happened. Therefore, as much as possible you should buy a new home in a place that is not prone to flood and other causes of water damage. For more information please visit www.waterdamagerus.com